The Home Buying Process

Home Buying Process – First Steps
Are you thinking of buying a home in Santa Cruz County and have no idea where to start? If so, you are in the right place! Hi I’m Maya Crelan Ray with David Lyng Real Estate. First, before doing anything else, you’ll need to know what you can afford. Getting qualified for a loan is essential when looking to purchase a home. You truly need to understand the costs associated with being a homeowner and qualifying for a loan. Don’t put the cart before the horse and start house hunting just, yet. You’ll need to get your finances secured, so you don’t lose any unnecessary money. So your very first step when buying a home in Santa Cruz California is meeting with a mortgage lender and getting qualified. I’ve got amazing references that you can meet with to make sure that you’re safe and secure in regard to the financing aspect of purchasing a home. Don’t make the same mistake as so many others do! They go house hunting prior to going mortgage shopping. There are things that you have to consider before looking at homes. Things like knowing how much of a down payment you’ll need, what closing costs will be associated with getting the loan, the cost for inspections, and any other expenses that may arise with your loan as well as purchasing your new home. Maya Crelan Ray with David Lyng Real Estate here and I’m always here to help and I’ll refer you to trusted mortgage professionals so we can get you well on your way to becoming a homeowner! I’m always available to help with any of your Santa Cruz real estate needs, please reach out any time. As always, I hope you have a wonderful day.